:root{--navy:#0b2545;--navy2:#13315c;--teal:#1b6f78;--tealsoft:#d8efef;--sand:#f7f9fb;--text:#14213d;--white:#fff;--focus:#f4b400}
*{box-sizing:border-box}
html{font-size:125%;scroll-behavior:smooth}
body{margin:0;font-family:"Atkinson Hyperlegible",Verdana,"Segoe UI",Arial,sans-serif;color:var(--text);background:var(--white);line-height:1.6}
img,svg{max-width:100%}
a{color:var(--teal);text-decoration-thickness:2px;text-underline-offset:3px}
a:hover{color:var(--navy)}
:focus-visible{outline:4px solid var(--focus);outline-offset:3px}
.skip{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:.8rem 1.2rem;z-index:10}
.skip:focus{left:1rem;top:1rem}
.wrap{max-width:62rem;margin:0 auto;padding:0 1.25rem}
.narrow{max-width:44rem}
header.site{background:var(--navy);color:#fff}
header.site .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:.75rem;padding-top:1rem;padding-bottom:1rem}
.brand{display:flex;align-items:center;gap:.6rem;color:#fff;text-decoration:none;font-weight:700;font-size:1.3rem}
.brand:hover{color:#fff}
nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.4rem 1.2rem;align-items:center}
nav a{color:#fff;font-weight:600;text-decoration:none;padding:.4rem .2rem;display:inline-block}
nav a:hover,nav a[aria-current]{text-decoration:underline}
.btn{display:inline-block;background:var(--teal);color:#fff;font-weight:700;font-size:1.1rem;padding:.9rem 1.6rem;border-radius:.6rem;text-decoration:none;border:3px solid var(--teal);min-height:3rem;cursor:pointer;font-family:inherit}
.btn:hover{background:var(--navy);border-color:var(--navy);color:#fff}
.btn.light{background:#fff;color:var(--navy);border-color:#fff}
.btn.light:hover{background:var(--tealsoft);color:var(--navy)}
.btn.outline{background:transparent;color:var(--teal)}
nav .btn{padding:.5rem 1rem;font-size:1rem;color:var(--navy)}
.hero{background:linear-gradient(180deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:3.5rem 0 0}
.hero h1{font-size:2.4rem;line-height:1.2;margin:0 0 1rem}
.hero p{font-size:1.2rem;max-width:38rem}
.hero .ctas{display:flex;flex-wrap:wrap;gap:1rem;margin:1.8rem 0 2.5rem}
.hero a:not(.btn){color:#fff}
.wave{display:block;width:100%;height:auto}
section{padding:3.5rem 0}
section.alt{background:var(--sand)}
h2{font-size:1.9rem;line-height:1.25;color:var(--navy);margin:0 0 1rem}
h3{font-size:1.35rem;color:var(--navy);margin:1.5rem 0 .5rem}
.lead{font-size:1.15rem}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(14rem,1fr));gap:1.25rem;margin-top:1.5rem}
.card{background:#fff;border:2px solid #c9d6e3;border-radius:.8rem;padding:1.4rem}
.card h3{margin-top:0}
ol.steps{list-style:none;padding:0;counter-reset:s;display:grid;gap:1.2rem}
ol.steps li{counter-increment:s;position:relative;padding:1.2rem 1.2rem 1.2rem 4.6rem;background:#fff;border:2px solid #c9d6e3;border-radius:.8rem}
ol.steps li::before{content:counter(s);position:absolute;left:1.1rem;top:1.1rem;width:2.6rem;height:2.6rem;border-radius:50%;background:var(--teal);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
ol.steps h3{margin:0 0 .3rem}
.price{font-size:2.4rem;font-weight:700;color:var(--navy);margin:.2rem 0}
.price small{font-size:1rem;font-weight:400}
.card.feature{border-color:var(--teal);border-width:3px}
.check{padding-left:0;list-style:none}
.check li{padding-left:1.8rem;position:relative;margin:.4rem 0}
.check li::before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:700}
.note{background:var(--tealsoft);border-left:6px solid var(--teal);padding:1rem 1.25rem;border-radius:.4rem;margin:1.5rem 0}
.example{border:3px dashed #7a8ca3;border-radius:.8rem;padding:1.2rem;background:#fff;max-width:30rem}
.example .tag{display:inline-block;background:var(--navy);color:#fff;font-weight:700;padding:.1rem .6rem;border-radius:.3rem;font-size:.9rem}
details{border:2px solid #c9d6e3;border-radius:.6rem;margin:.8rem 0;background:#fff}
summary{cursor:pointer;font-weight:700;padding:1rem 1.2rem;color:var(--navy);font-size:1.1rem}
details>div{padding:0 1.2rem 1rem}
.cta-band{background:var(--teal);color:#fff;text-align:center}
.cta-band h2{color:#fff}
form .field{margin:0 0 1.5rem}
label,legend{display:block;font-weight:700;margin-bottom:.4rem;color:var(--navy)}
.hint{font-size:.95rem;color:#3b4a5e;margin:-.2rem 0 .5rem}
input[type=text],input[type=email],input[type=tel],select,textarea{width:100%;font:inherit;font-size:1.1rem;padding:.8rem;border:2px solid #5a6b80;border-radius:.5rem;background:#fff;color:var(--text)}
textarea{min-height:8rem}
fieldset{border:2px solid #c9d6e3;border-radius:.6rem;padding:1rem 1.2rem;margin:0 0 1.5rem}
.radio{display:flex;gap:.7rem;align-items:flex-start;margin:.6rem 0;font-weight:400}
.radio input{width:1.5rem;height:1.5rem;margin-top:.25rem;flex:none}
.draft{background:#fff4d6;border:2px solid #b38600;padding:.8rem 1.1rem;border-radius:.5rem;font-weight:600}
.legal h2{font-size:1.5rem;margin-top:2.2rem}
.legal h3{font-size:1.2rem}
.legal table{border-collapse:collapse;width:100%;margin:1rem 0}
.legal td,.legal th{border:2px solid #c9d6e3;padding:.6rem;vertical-align:top;text-align:left}
.ph{background:#eef3f8;border:1px dashed #5a6b80;border-radius:.4rem;padding:.6rem .9rem}
footer.site{background:var(--navy);color:#fff;padding:2.5rem 0}
footer.site a{color:#fff}
footer.site ul{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:.5rem 1.5rem}
@media (max-width:600px){html{font-size:118%}.hero h1{font-size:1.9rem}h2{font-size:1.55rem}.btn{display:block;text-align:center;width:100%}nav .btn{width:auto;display:inline-block}}

.phone-link{font-size:1.15em;white-space:nowrap}